Product Portfolio
Medicare Supplement
A Medicare Supplement policy is health insurance sold by private companies to expand health coverage for seniors where the original Medicare Plan coverage falls short, such as co-payment deductibles for doctor visits, hospitalization and other medical services. Seniors pay a monthly premium but have few additional out-of-pocket expenses.
Final Expense
Final Epense Insurance, also known as "burial" or "funeral" insurance is a life insurance policy with a low face value, from $2,000 to $50,000, that your clients can buy when they reach the age of 50. Policyholders can name any beneficiary, typically a family member, who would make the claim and receive the money upon the policyholder's death. The beneficiary is then responsible for using the money to carry out the policyholder's wishes.
Medicare Advantage
Medicare Advantage Plans are health plan options that are subsidized by the government to provide additional health coverage to Medicare Part A and Part B. Medicare Advantage Plans include HMOs, PPOs, PFFS and Medicare Special Needs Plans. Generally, Medicare Advantage Plans have little or no monthly premiums. Instead, seniors pay co-payments for doctor visits, hospitalization and other medical services.
Medicare Part D
Medicare Prescription Drug Plans are offered by insurance companies and other private companies approved by Medicare. They add coverage to Medicare, Medicare Cost Plans, some PFFS Plans and MSA's.
Long-Term Care
Long Term Care Insurance provides additional coverage for both medical and non-medical services. Unlike Medicare, Long-Term Care Insurance helps pay for costs associated with daily living activities usually provided in a patient's home, nursing home, or assisted living facility.
Senior Health
Senior Health Insurance provides supplemental benefits like cancer insurance, heart/stroke insurance and hospital indemnity insurance. The benefits are paid directly to your client to provide immediate benefit and to lessen financial strain.
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